Privacy Policy for GoldenCarePlans.com
GoldenCarePlans.com ("us", "we", or "our") operates the https://goldencareplans.com website (hereinafter referred to as the "Site"). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Site and the choices you have associated with that data. We are committed to protecting your privacy.
What personal data we collect and why we collect it
We collect several different types of information for various purposes to provide and improve our Service to you.
Information You Provide to Us
When you use our Site, particularly when requesting a quote or contacting us, you may provide us with certain personally identifiable information ("Personal Data"). This may include, but is not limited to:
- First name and last name
- Email address
- Phone number
- Date of birth
- Mailing address, State, ZIP/Postal code, City
- Information relevant to your insurance needs (e.g., health status, coverage amounts desired, lifestyle information, if required for quoting).
We collect this information for purposes such as providing you with insurance quotes, communicating with you, responding to your inquiries, and fulfilling your requests.
Automatically Collected Information
When you visit GoldenCarePlans.com, we may automatically collect certain information about your device and your interaction with our Site. This information may include:
- Log Data: Your computer's Internet Protocol (IP) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages, and other statistics.
- Device Information: Information about the device you use to access our Site, such as hardware model, operating system, and unique device identifiers.
This data helps us understand how visitors use our Site, diagnose technical problems, administer the Site, and improve user experience.
Cookies
GoldenCarePlans.com uses cookies and similar tracking technologies to track the activity on our Site and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device.
We use cookies for purposes such as:
- Ensuring the proper functioning of the Site.
- Remembering your preferences and settings.
- Understanding how you interact with our Site to improve its usability.
- Potentially for marketing and advertising purposes (e.g., to show relevant ads).
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site. [Optional: For more information on how we use cookies, please refer to our Cookie Policy].
{/* Adjusted sentence */}Embedded content from other websites
Articles or pages on this Site may include embedded content (e.g. videos, images, articles, maps, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
How We Use Your Information
GoldenCarePlans.com uses the collected data for various purposes:
- To provide and maintain our Site and services (e.g., generating insurance quotes).
- To notify you about changes to our services or policies.
- To allow you to participate in interactive features of our Site when you choose to do so.
- To provide customer support.
- To gather analysis or valuable information so that we can improve our Site.
- To monitor the usage of our Site.
- To detect, prevent, and address technical issues.
- To communicate with you, including responding to your inquiries and sending you information you have requested or consented to receive.
- For legal and regulatory compliance.
Who we share your data with
We do not sell your Personal Data. We may share your personal information in the following situations:
- With Insurance Providers: To obtain the insurance quotes you requested, we will need to share your relevant information with insurance companies or their authorized agents.
- With Service Providers: We may employ third-party companies and individuals to facilitate our Site ("Service Providers"), provide the Site on our behalf, perform Site-related services (e.g., website hosting, data analysis, email delivery, IT services, customer service, marketing assistance), or assist us in analyzing how our Site is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
- For Legal Requirements: GoldenCarePlans.com may disclose your Personal Data in the good faith belief that such action is necessary to:
- To comply with a legal obligation.
- To protect and defend the rights or property of GoldenCarePlans.com.
- To prevent or investigate possible wrongdoing in connection with the Site.
- To protect the personal safety of users of the Site or the public.
- To protect against legal liability.
- With Your Consent: We may disclose your personal information for any other purpose with your consent.
How long we retain your data
We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. This includes retaining data to provide you with requested quotes or services, and as necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
Usage Data is generally retained for a shorter period, except when this data is used to strengthen the security or to improve the functionality of our Site, or we are legally obligated to retain this data for longer periods.
What rights you have over your data
Depending on your jurisdiction, you may have certain rights regarding your personal data. These rights may include:
- The right to access: You can request to receive a copy of the personal data we hold about you.
- The right to rectification: You can request that we correct any inaccurate or incomplete personal data we hold about you.
- The right to erasure: You can request that we erase your personal data, under certain conditions.
- The right to restrict processing: You can request that we restrict the processing of your personal data, under certain conditions.
- The right to object to processing: You can object to our processing of your personal data, under certain conditions.
- The right to data portability: You can request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
This does not include any data we are obliged to keep for administrative, legal, or security purposes. To exercise any of these rights, please contact us using the contact information provided below.
Where we send your data
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.
If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to the United States and process it there.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
GoldenCarePlans.com will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.
Information submitted through forms on our Site may be checked through an automated spam detection service.
Data Security
The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
Children's Privacy
Our Site is not intended for use by children under the age of 18 ("Children"). We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
Privacy Policy Changes
Although most changes are likely to be minor, GoldenCarePlans.com may change its Privacy Policy from time to time, and at our sole discretion. We encourage visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this Site after any change in this Privacy Policy will constitute your acceptance of such change.